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Three ways to start.
One firm doing the work.

Most engagements begin with one of three needs. Many end up as the fourth.

What We Do

Where does your situation start?

Pick the door that fits. Most clients walk through more than one.

“I need filing.”

1094-C and 1095-C preparation, federal and state filings, and employee form distribution — submitted directly to the IRS by practitioners.

ACA Filing →
“I have a penalty letter.”

226-J, 5005-A, and 5699 letter response and penalty abatement — defended with the documentation the IRS actually needs to see.

IRS Penalty Defense →
“I need strategic advice.”

Aggregated ALE analysis, measurement methodology, affordability safe harbors — strategy from people who file every season.

ACA Advisory →
All Three As One
“I want it all handled.”

Filing, defense, advisory, and everything in between — under one engagement, one team, no handoffs. Fully managed ACA compliance from data intake through IRS resolution.

Fully Managed ACA Compliance →

The full picture.

Ten services across four engagements. Pick what you need, or let us handle all of it.

Filing
Penalty Defense
Advisory
Fully Managed
Filing
Full federal preparation and IRS AIR transmission, direct from our team.
Filing
Schema conversion and secure transmission for California, New Jersey, Rhode Island, and Washington D.C.
Penalty Defense
Full letter response and abatement within the 90-day window, including for returns filed by someone else.
Penalty Defense
Pre-filing 4980H(a) and 4980H(b) risk analysis, employee-by-employee.
Fully Managed
Everything below, year-round, under one engagement.
Advisory
W-2, Rate of Pay, and Federal Poverty Line safe harbor calculations, optimized per employee.
Advisory
Section 414 controlled group analysis and aggregated ALE determination.
Advisory
Applicable Large Employer determination, full-time and FTE math, prior-year lookback.
Advisory
Look-back versus monthly methodology selection and measurement/stability/admin period structuring.
Advisory
Looking back at past plan years to surface what the IRS would have flagged and quantify the exposure.

Three engines. One workflow.

Our team built the infrastructure we use because nothing off the shelf did the work the way it needed to be done. The stack is not what we sell. It’s how we deliver.

BEAM
The Normalization Layer

Every client sends us their data in their format. BEAM ingests it, maps the fields, flags anomalies, and produces a clean, validated dataset before any compliance logic runs. No templates to populate. No reformatting. You send us what you have.

PRISM
The Compliance Engine

PRISM applies the ACA rules as written. Measurement methodology, eligibility determination, Line 14 and Line 16 coding, safe harbor calculations, aggregated ALE math. What goes in as raw payroll and benefits data comes out as fully coded, IRS-ready returns.

LENS
The Pre-Filing Review

Before anything reaches the IRS, LENS runs two passes. One checks the technical integrity of the file — codes, schema, conflicts. The other quantifies your actual penalty exposure given the data we’re about to submit. The combined output is the report that gives you time to fix problems before they become assessments.

For the full methodology — how data moves through the stack from intake to IRS resolution — see How It Works →

Talk to a practitioner.

Tell us what’s going on. We’ll tell you what we’d do about it.

or call (424) 358-2444